The Effect of Control Variables on the Saving Motives of the Pomak Household

Satsios, Nikolaos and Bassim, Mohga (2018) The Effect of Control Variables on the Saving Motives of the Pomak Household. Review of Applied Socio- Economic Research, 15 (1). pp. 37-44. ISSN 2247-6172

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People have many different reasons for saving money for short or long time. The purpose of this study is to investigate whether age, gender, educational level, children’s presence and monthly income are variables affecting the saving motives of Pomak households. It was found that age and gender were significant multivariate factors influencing the saving motives. Furthermore, educational level was found to have a moderator effect on the impact of gender on the safety and self-esteem motives. These results may be useful in designing public policies to encourage increases in household saving rates by emphasizing saving for more personal desires, besides a precautionary or retirement saving purpose.

Item Type: Article
Uncontrolled Keywords: Saving motives, Pomak households, Control variables, Household monthly income
Subjects: H Social Sciences > H Social Sciences (General)
H Social Sciences > HA Statistics
Divisions: School of Humanities & Social Sciences > Economics
Depositing User: Mohga Bassim
Date Deposited: 27 May 2020 08:24
Last Modified: 27 May 2020 08:24

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